You go house hunting. We'll go mortgage hunting.
We’re a locally owned mortgage brokerage. Instead of one bank’s menu, we compare hundreds of loan options across a national lender network, then walk you to the closing table. Think of us as your friendly neighborhood home loan shoppers.
What brings you in today?
Prefer to talk? Call (501) 393-0990
Locally owned & operated
Locations in Central & Northwest Arkansas
Hundreds of loan options
Compared across a national lender network
Licensed in Arkansas
NMLS #2712963
Equal Housing Opportunity
We do business in accordance with the Fair Housing Act
Loan programs
A home loan for every kind of buyer
First home or fifth, city lot or country acreage, strong credit or still building it. We'll match you to the program that fits, then shop it across lenders.
Already own a home?
Refinance to a better rate, a shorter term, or cash in hand.
We’ll compare your current loan against today’s options and tell you honestly whether refinancing pays off, and when it doesn’t.
Why Integrity
Local service. National connections.
When it comes to your next home loan, you want someone who cares about you and your neighborhood. But let's be honest, a competitive rate is at the top of your list. We deliver both.
We shop hundreds of loan options
As a brokerage with a national lender network, we compare programs, rates, and costs across lenders instead of selling you one company's menu.
A personal home loan shopper
You work with one licensed loan originator from your first call to closing day. No call center, no hand-offs.
Local service, national connections
Locally owned and operated in Conway, with access to some of the best lender relationships in the country.
Meet however you like
Sit down with us on Reedy Road, hop on a video call, or do the whole thing online through our secure borrower portal.
Real-time loan status
Track your loan, upload documents securely, and message your originator any time in the borrower portal.
Part of the Integrity family
We share a roof (and a standard of care) with Integrity Insurance Group, so your home loan and your homeowners policy can be handled side by side.
The loan process
Four steps to your front door
No mystery, no runaround. Here's exactly what happens between your first call and closing day.
- 01
Get your budget
House hunting is exciting, and it's even better when you're looking at homes you can actually afford. We'll talk through your income, your debts, and the monthly payment you're comfortable with, then pre-qualify you at no cost and no obligation.
- 02
Apply for your loan
Submit your basic information and documents through our secure online application, or sit down with us and we'll help you through it. Our application checklist tells you exactly what to gather.
- 03
Compare your loan options
This is where a local brokerage earns its keep. We compare hundreds of options across our lender network, looking at rate, down payment, mortgage insurance, and total cost, and show you the trade-offs in plain English.
- 04
Close your loan
Congratulations, the big day is here. You'll sign the final documents, the funds are sent, and the keys are yours (or your refinance is complete). We'll tell you what to expect on closing day so there are no surprises.
Mortgage payment calculator
What would a payment look like?
Adjust the numbers and watch the estimate update. When you're ready for a real quote, we'll price your exact scenario for free.
Your numbers
10.0% of price
Percent of home value
Applied only when down payment is under 20%
Estimated monthly payment
$2,167
Loan amount $270,000 at 6.500% for 30 years
Principal & interest
$1,707
Property taxes
$175
Homeowners insurance
$150
Mortgage insurance (PMI)
$135
Total interest over the life of the loan
$344,370
PMI is included because your loan-to-value is 90.0%. It can be removed at 80%.
Taxes and insurance are estimates. Faulkner County property tax rates and your homeowners premium vary by address and coverage, and your lender will collect the actual amounts in escrow. Want a firm number? Ask us for a quote.
Already applied? Log in.
Check your loan status in real time, upload documents securely, and message your loan originator any time in the borrower portal.
Borrower LoginJoin the team
Modern tech tools, a professional community, and lender relationships that let you help every client. We’re hiring loan originators in Conway.
View careersQuestions? We've got answers.
The questions we hear most
Straight answers to the mortgage questions Arkansas buyers ask us every week. If yours isn't here, just ask.
When is it a smart move to refinance?
A common rule of thumb says refinancing is worth a look when market rates are about 2% below the rate on your current loan. But that rule doesn't fit every situation. If you want to take cash out, shorten your term, or drop mortgage insurance, a smaller rate difference can still make sense. The real test is how long it takes your monthly savings to repay your closing costs, and we'll run that math for you at no charge.
What are discount points?
Discount points are an up-front payment you can choose to make at closing in exchange for a lower interest rate. Each point costs 1% of the loan amount and typically lowers the rate by about a quarter of a percent. Points pay off when you keep the loan long enough for the monthly savings to exceed what you paid.
What does it mean to "lock in" an interest rate?
Rates move every day. When you lock, your lender guarantees your interest rate for a set period, usually 30 to 60 days, so it can't change between your application and closing. Locking protects you if rates rise. If you'd rather gamble on rates falling, you can float, but the risk is yours.
What is an appraisal?
An appraisal is a licensed appraiser's estimate of a home's fair market value. Lenders require one before a purchase or refinance closes so they know the loan isn't larger than the home is worth. It protects you, too, by confirming you're not overpaying.
From our blog
Home loan advice worth reading
Clear answers to the questions Arkansas home buyers ask us most.
Ready to go mortgage hunting?
Tell us a little about your plans and a local loan originator will compare your options across our lender network. It's free, and there's never any pressure.